How Property Is Divided During Divorce in Michigan
How Property Is Divided During Divorce in Michigan
Divorce brings up a lot of questions—some emotional, some practical. One of the biggest questions people ask early on is, “What’s going to happen to everything we own?” Whether it’s a house, car, retirement account, or even a family pet, dividing property during a divorce can feel overwhelming and deeply personal. In Michigan, the law doesn’t simply cut everything down the middle. Instead, the court follows a principle called equitable distribution. That means things are divided fairly—but not necessarily equally.
So what exactly does equitable mean? It depends on the circumstances. When a couple divorces in Michigan, the court looks at a wide range of factors to determine what a fair division looks like. This can include how long you were married, what each person contributed to the marriage (financially and otherwise), the current financial situation of each spouse, and whether one person has significantly more earning power or access to assets. It’s not just about who made more money or whose name is on the title—it’s about what’s fair based on the entire picture.
First, it helps to understand the difference between marital property and separate property. Marital property generally includes anything that was acquired during the marriage—income, homes, vehicles, investments, retirement accounts, and debts. It doesn’t matter whose name is on the account or title. If it was gained while you were married, it’s typically considered marital. Separate property, on the other hand, includes assets one person owned before the marriage, as well as inheritances or gifts received individually during the marriage. However, even separate property can get complicated. If you used marital funds to renovate a home you owned before marriage, or if you deposited inherited money into a joint account, the lines can blur. Sometimes what starts out as separate becomes marital, especially if it was commingled or used to support the household.
Michigan courts have the discretion to include separate property in the division if the other spouse has a demonstrated need—like if there aren’t enough marital assets to ensure a fair outcome. So even property you thought was “yours” could end up being part of the overall division if the situation calls for it. Judges also look at whether one spouse tried to hide, waste, or transfer property to avoid sharing it. Transparency matters. Trying to move money around, drain accounts, or make big purchases in the middle of a divorce often backfires.
Retirement accounts are another area where people have a lot of questions. If contributions were made during the marriage, even if the account is in one spouse’s name, those contributions are usually considered marital. This means they can be divided through a court order known as a Qualified Domestic Relations Order (QDRO), which allows one spouse to receive a portion of the other’s retirement without penalty. This is a highly technical process, and it’s important to handle it correctly to avoid costly tax mistakes or delays.
Debt is part of the equation too. Just like assets, debts acquired during the marriage are usually considered marital—even if only one person racked up the balance. That includes credit cards, loans, and sometimes even tax debt. The court will look at how and why the debt was incurred, and whether it benefited the marriage or was used for individual purposes. In many cases, both spouses end up responsible for repaying it, or it gets divided based on who has the greater ability to pay.
Real estate tends to be one of the more emotional pieces of property division. Whether it’s the family home or an investment property, there’s often sentimental value and financial value tied up in it. If one spouse wants to keep the house, they may need to buy out the other’s share. If that’s not possible, the court may order the home to be sold and the proceeds divided. This process can take time and often requires an appraisal to determine the property’s fair market value.
And then there’s personal property—everything from furniture and electronics to jewelry and collectibles. Most courts encourage spouses to divide these items on their own, but if an agreement can’t be reached, the court can step in. Keep in mind that courts typically don’t want to get involved in who gets the TV versus the couch unless there’s a major dispute. It’s usually better to negotiate these items with the help of your attorney rather than leave it entirely in the hands of the court.
Spousal support, or alimony, is sometimes part of the larger conversation about property and financial division. While it’s not guaranteed, the court can award support based on one spouse’s need and the other’s ability to pay. Factors like length of the marriage, standard of living, health, age, and income potential all come into play. While it’s not technically part of the property division, it’s closely related and often negotiated alongside asset division.
One thing to remember is that property division becomes much more flexible when both spouses can work together. If you and your ex can agree on how to divide your assets and debts, you can submit that plan to the court for approval. As long as it’s fair and follows Michigan’s legal guidelines, the judge will likely sign off on it. Mediation can be especially useful here, giving you both more control over the outcome rather than leaving everything up to a judge.
On the other hand, if you can’t agree, the case goes to court—and that can mean more stress, more expense, and more uncertainty. That’s why having the right legal guidance is so important. An experienced attorney can help you understand what’s likely to happen based on the facts of your case and help you make strategic decisions that protect your interests without unnecessary conflict.
At Coppins Law Group, we understand how complex and emotional the property division process can be. Whether you’re just starting to think about divorce or you’re in the middle of a difficult case, we’re here to guide you through the legal process with clarity, transparency, and strong representation. Our goal is to help you move forward with confidence—knowing that your financial future is being handled with care and experience.
If you have questions about how your property might be divided or want help negotiating a fair settlement, schedule a consultation with our office. We’ll help you understand your rights, review your assets, and walk you through the best steps to take next.
Just a reminder: this article is meant to provide general information and is not legal advice. Every divorce is different, and property division depends on your specific circumstances. To get advice tailored to your situation, reach out to speak directly with a family law attorney.

